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Megjelent Horn Dániel és Kiss Hubert János cikke a Plos One tudományos folyóiratban

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Time preferences and their life outcome correlates: Evidence from a representative survey

Abstract:

We collect data on time preferences of a representative sample of the Hungarian adult population in a non-incentivized way and investigate how patience and present bias associate with important life outcomes in five domains: i) educational attainment, ii) unemployment, iii) income and wealth, iv) financial decisions and difficulties, and v) health. Based on the literature, we formulate the broad hypotheses that patience relates positively, while present bias associates negatively with positive outcomes in the domains under study. With the exception of unemployment, we document a consistent and often significant positive relationship between patience and the corresponding domain, with the strongest associations in educational attainment, wealth and financial decisions. We find that present bias associates significantly with saving decisions and financial difficulties.

⇒Tovább a teljes cikkre

2024

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10

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a

2024

Okt

10

H

K

Sz

Cs

P

Sz

V

30

1

2

3

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5

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11

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